Property Atlas

County hazard profile

Scott, MO

Missouri · pop. 38,040 · FIPS 29201

Relatively Low
FEMA risk rating · RATING
Earthquake
dominant hazard
$37M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Scott $37M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 80.09/100
national median ~50 higher than 80% of counties
Social vulnerabilityRelatively Moderate 56.2/100
national median ~50 near the national middle (56th percentile)
Community resilienceRelatively Moderate 53.37/100
national median ~50 near the national middle (53rd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Scott

The National Flood Insurance Program has paid 482 flood-insurance claims totaling $4.4M in Scott since 1978. The costliest year was 2011 ($1.1M paid).

Flood-insurance dollars paid by year of loss

1978: $1,092 paid 1979: $131,131 paid 1980: $0 paid 1981: $7,797 paid 1982: $108,432 paid 1983: $70,206 paid 1984: $1,307 paid 1985: $587 paid 1986: $21,821 paid 1988: $0 paid 1989: $36,712 paid 1990: $0 paid 1991: $1,458 paid 1993: $483,718 paid 1994: $0 paid 1995: $373,118 paid 1996: $0 paid 1997: $4,834 paid 1998: $1,032 paid 1999: $14,245 paid 2001: $165,939 paid 2002: $121,662 paid 2003: $17,248 paid 2005: $0 paid 2006: $2,746 paid 2007: $52,782 paid 2008: $217,180 paid 2009: $16,803 paid 2010: $0 paid 2011: $1,089,499 paid 2012: $0 paid 2013: $152,839 paid 2014: $8,561 paid 2015: $185,467 paid 2016: $98,592 paid 2017: $157,237 paid 2018: $7,865 paid 2019: $244,386 paid 2020: $48,858 paid 2021: $0 paid 2022: $31,409 paid 2023: $247,184 paid 2024: $18,195 paid 2025: $225,756 paid 2011 · $1.1M 1978 2025
$4.4M
total paid
$9,062
average claim
$107K
largest single claim
84%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Scott, MO and where it ranks among U.S. counties. It is not a verdict on whether Scott is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.