Property Atlas

County hazard profile

Ripley, MO

Missouri · pop. 10,679 · FIPS 29181

Relatively Low
FEMA risk rating · RATING
Earthquake
dominant hazard
$14M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Ripley $14M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 57/100
national median ~50 near the national middle (57th percentile)
Social vulnerabilityRelatively High 71.34/100
national median ~50 near the national middle (71st percentile)
Community resilienceVery Low 5.79/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Ripley

The National Flood Insurance Program has paid 244 flood-insurance claims totaling $12.4M in Ripley since 1982. The costliest year was 2017 ($8.9M paid).

Flood-insurance dollars paid by year of loss

1982: $12,342 paid 1983: $27,205 paid 1984: $1,243 paid 1985: $186,569 paid 1993: $350,518 paid 1997: $1,507 paid 1999: $7,542 paid 2002: $117,289 paid 2003: $5,662 paid 2004: $2,854 paid 2006: $22,384 paid 2008: $1,376,898 paid 2009: $144,060 paid 2011: $944,572 paid 2013: $2,181 paid 2015: $127,048 paid 2016: $112,726 paid 2017: $8,907,855 paid 2021: $0 paid 2023: $1,228 paid 2025: $93,869 paid 2017 · $8.9M 1982 2025
$12.4M
total paid
$51,006
average claim
$424K
largest single claim
84%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Ripley, MO and where it ranks among U.S. counties. It is not a verdict on whether Ripley is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.