Property Atlas

County hazard profile

Morgan, MO

Missouri · pop. 20,975 · FIPS 29141

Relatively Low
FEMA risk rating · RATING
Ice Storm
dominant hazard
$22M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Morgan $22M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 75.48/100
national median ~50 higher than 75% of counties
Social vulnerabilityVery High 92.14/100
national median ~50 among the highest nationally
Community resilienceVery Low 15.68/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Morgan

The National Flood Insurance Program has paid 15 flood-insurance claims totaling $162K in Morgan since 2009. The costliest year was 2015 ($131K paid).

Flood-insurance dollars paid by year of loss

2009: $4,154 paid 2013: $16,431 paid 2015: $131,109 paid 2018: $10,203 paid 2020: $0 paid 2021: $0 paid 2015 · $131K 2009 2021
$162K
total paid
$10,793
average claim
$46K
largest single claim
67%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Morgan, MO and where it ranks among U.S. counties. It is not a verdict on whether Morgan is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.