Property Atlas

County hazard profile

Livingston, MO

Missouri · pop. 14,554 · FIPS 29117

Very Low
FEMA risk rating · RATING
Drought
dominant hazard
$9M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Livingston $9M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 23.03/100
national median ~50 among the lowest nationally
Social vulnerabilityVery Low 19.47/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 69.85/100
national median ~50 near the national middle (70th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Livingston

The National Flood Insurance Program has paid 24 flood-insurance claims totaling $317K in Livingston since 1982. The costliest year was 2007 ($132K paid).

Flood-insurance dollars paid by year of loss

1982: $41,139 paid 1993: $13,470 paid 1995: $1,191 paid 1998: $6,475 paid 2003: $4,295 paid 2007: $131,682 paid 2008: $1,000 paid 2009: $10,916 paid 2010: $4,711 paid 2012: $2,338 paid 2019: $53,727 paid 2021: $45,917 paid 2007 · $132K 1982 2021
$317K
total paid
$13,203
average claim
$70K
largest single claim
58%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Livingston, MO and where it ranks among U.S. counties. It is not a verdict on whether Livingston is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.