Property Atlas

County hazard profile

Lincoln, MO

Missouri · pop. 59,458 · FIPS 29113

Relatively Low
FEMA risk rating · RATING
Heat Wave
dominant hazard
$32M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Lincoln $32M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 67.08/100
national median ~50 near the national middle (67th percentile)
Social vulnerabilityVery Low 17.56/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 70.48/100
national median ~50 near the national middle (70th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Lincoln

The National Flood Insurance Program has paid 2,252 flood-insurance claims totaling $37.1M in Lincoln since 1979. The costliest year was 1993 ($11.9M paid).

Flood-insurance dollars paid by year of loss

1979: $88,479 paid 1982: $861,343 paid 1983: $491,057 paid 1984: $4,362 paid 1985: $85,738 paid 1986: $331,043 paid 1990: $308,310 paid 1991: $13,659 paid 1992: $6,101 paid 1993: $11,900,769 paid 1994: $498,232 paid 1995: $445,233 paid 1996: $131,265 paid 1997: $27,973 paid 1998: $70,076 paid 1999: $24,914 paid 2000: $13,786 paid 2001: $1,149,960 paid 2002: $72,800 paid 2003: $13,073 paid 2004: $3,937 paid 2005: $0 paid 2007: $25,477 paid 2008: $10,080,832 paid 2009: $70,307 paid 2010: $86,108 paid 2011: $101,149 paid 2013: $810,662 paid 2014: $184,496 paid 2015: $1,612,590 paid 2016: $25,516 paid 2017: $173,987 paid 2018: $138,539 paid 2019: $6,051,211 paid 2020: $280,654 paid 2021: $156,708 paid 2022: $178,657 paid 2023: $92,163 paid 2024: $141,315 paid 2025: $267,001 paid 2026: $41,990 paid 1993 · $11.9M 1979 2026
$37.1M
total paid
$16,457
average claim
$430K
largest single claim
88%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Lincoln, MO and where it ranks among U.S. counties. It is not a verdict on whether Lincoln is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.