Property Atlas

County hazard profile

Lawrence, MO

Missouri · pop. 37,920 · FIPS 29109

Relatively Low
FEMA risk rating · RATING
Strong Wind
dominant hazard
$22M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Lawrence $22M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 66.22/100
national median ~50 near the national middle (66th percentile)
Social vulnerabilityRelatively Moderate 57.82/100
national median ~50 near the national middle (58th percentile)
Community resilienceRelatively Low 36.32/100
national median ~50 lower than most counties (36th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Lawrence

The National Flood Insurance Program has paid 34 flood-insurance claims totaling $657K in Lawrence since 1981. The costliest year was 2021 ($423K paid).

Flood-insurance dollars paid by year of loss

1981: $4,953 paid 1982: $24,641 paid 1993: $9,872 paid 1995: $1,114 paid 2008: $0 paid 2013: $15,314 paid 2015: $178,260 paid 2021: $423,081 paid 2022: $0 paid 2021 · $423K 1981 2022
$657K
total paid
$19,330
average claim
$109K
largest single claim
59%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Lawrence, MO and where it ranks among U.S. counties. It is not a verdict on whether Lawrence is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.