Property Atlas

County hazard profile

Dunklin, MO

Missouri · pop. 28,216 · FIPS 29069

Relatively Low
FEMA risk rating · RATING
Earthquake
dominant hazard
$31M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Dunklin $31M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 80.12/100
national median ~50 higher than 80% of counties
Social vulnerabilityRelatively High 78.72/100
national median ~50 higher than 79% of counties
Community resilienceRelatively Low 31.04/100
national median ~50 lower than most counties (31st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Dunklin

The National Flood Insurance Program has paid 57 flood-insurance claims totaling $399K in Dunklin since 1978. The costliest year was 2025 ($122K paid).

Flood-insurance dollars paid by year of loss

1978: $838 paid 1979: $1,492 paid 1980: $0 paid 1982: $640 paid 1983: $0 paid 1984: $814 paid 1985: $0 paid 1990: $0 paid 1992: $1,421 paid 1996: $0 paid 1997: $0 paid 1998: $34,008 paid 2001: $6,981 paid 2002: $0 paid 2003: $0 paid 2006: $16,075 paid 2008: $10,907 paid 2010: $9,693 paid 2011: $35,212 paid 2013: $27,308 paid 2014: $85,628 paid 2017: $7,632 paid 2018: $7,518 paid 2019: $28,939 paid 2021: $2,277 paid 2023: $0 paid 2025: $122,101 paid 2025 · $122K 1978 2025
$399K
total paid
$7,008
average claim
$66K
largest single claim
70%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Dunklin, MO and where it ranks among U.S. counties. It is not a verdict on whether Dunklin is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.