Property Atlas

County hazard profile

Cass, MO

Missouri · pop. 107,719 · FIPS 29037

Relatively Low
FEMA risk rating · RATING
Hail
dominant hazard
$44M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Cass $44M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 74.9/100
national median ~50 higher than 75% of counties
Social vulnerabilityVery Low 12.18/100
national median ~50 among the lowest nationally
Community resilienceRelatively Moderate 59.22/100
national median ~50 near the national middle (59th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Cass

The National Flood Insurance Program has paid 328 flood-insurance claims totaling $5.4M in Cass since 1979. The costliest year was 2017 ($1.6M paid).

Flood-insurance dollars paid by year of loss

1979: $4,095 paid 1981: $2,269 paid 1982: $204,939 paid 1983: $100,063 paid 1984: $71,680 paid 1985: $19,017 paid 1986: $151,567 paid 1990: $155,454 paid 1991: $16,783 paid 1993: $27,344 paid 1995: $85,540 paid 1997: $0 paid 1998: $265,603 paid 1999: $29,256 paid 2001: $1,092 paid 2002: $4,452 paid 2004: $500,509 paid 2007: $132,502 paid 2008: $675,696 paid 2010: $55,041 paid 2011: $2,829 paid 2012: $20,303 paid 2013: $65,147 paid 2014: $1,236 paid 2017: $1,555,563 paid 2018: $139,520 paid 2019: $932,727 paid 2020: $0 paid 2021: $24,644 paid 2023: $13,183 paid 2024: $4,703 paid 2025: $158,092 paid 2017 · $1.6M 1979 2025
$5.4M
total paid
$16,527
average claim
$386K
largest single claim
66%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Cass, MO and where it ranks among U.S. counties. It is not a verdict on whether Cass is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.