Property Atlas

County hazard profile

Butler, MO

Missouri · pop. 42,051 · FIPS 29023

Relatively Moderate
FEMA risk rating · RATING
Earthquake
dominant hazard
$46M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Butler $46M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 83.11/100
national median ~50 higher than 83% of counties
Social vulnerabilityRelatively Moderate 49.24/100
national median ~50 near the national middle (49th percentile)
Community resilienceRelatively Low 28.98/100
national median ~50 lower than most counties (29th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Butler

The National Flood Insurance Program has paid 517 flood-insurance claims totaling $10.1M in Butler since 1979. The costliest year was 2008 ($4.4M paid).

Flood-insurance dollars paid by year of loss

1979: $4,758 paid 1980: $0 paid 1982: $61,187 paid 1983: $0 paid 1984: $16,301 paid 1985: $13,227 paid 1988: $229 paid 1989: $1,309 paid 1990: $11,334 paid 1991: $32,514 paid 1993: $5,831 paid 1994: $31,235 paid 1996: $6,570 paid 1997: $15,250 paid 1998: $6,563 paid 1999: $18,202 paid 2001: $48,779 paid 2002: $53,487 paid 2003: $0 paid 2004: $0 paid 2005: $3,845 paid 2006: $47,325 paid 2007: $21,811 paid 2008: $4,361,252 paid 2009: $88,579 paid 2010: $5,303 paid 2011: $2,421,280 paid 2013: $61,976 paid 2014: $11,203 paid 2015: $21,119 paid 2016: $238,194 paid 2017: $2,244,879 paid 2018: $21,478 paid 2019: $1,833 paid 2024: $20,910 paid 2025: $230,634 paid 2008 · $4.4M 1979 2025
$10.1M
total paid
$19,591
average claim
$500K
largest single claim
85%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Butler, MO and where it ranks among U.S. counties. It is not a verdict on whether Butler is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.