Property Atlas

County hazard profile

Buchanan, MO

Missouri · pop. 84,731 · FIPS 29021

Relatively Low
FEMA risk rating · RATING
Hail
dominant hazard
$35M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Buchanan $35M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 74.36/100
national median ~50 near the national middle (74th percentile)
Social vulnerabilityRelatively Low 32.44/100
national median ~50 lower than most counties (32nd percentile)
Community resilienceVery High 89.85/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Buchanan

The National Flood Insurance Program has paid 623 flood-insurance claims totaling $22.9M in Buchanan since 1978. The costliest year was 2011 ($9.7M paid).

Flood-insurance dollars paid by year of loss

1978: $14,168 paid 1979: $9,021 paid 1980: $0 paid 1981: $4,655 paid 1982: $38,771 paid 1983: $4,569 paid 1984: $1,617,687 paid 1986: $10,697 paid 1987: $0 paid 1990: $0 paid 1992: $42,898 paid 1993: $3,089,332 paid 1995: $7,647 paid 1996: $2,888 paid 1999: $0 paid 2000: $0 paid 2001: $0 paid 2002: $0 paid 2003: $20,581 paid 2005: $19,825 paid 2007: $470,423 paid 2008: $25,460 paid 2009: $6,188 paid 2010: $50,413 paid 2011: $9,713,068 paid 2012: $0 paid 2014: $3,205 paid 2015: $10,597 paid 2016: $18,915 paid 2018: $0 paid 2019: $6,558,963 paid 2020: $945,500 paid 2021: $168,895 paid 2022: $5,959 paid 2024: $8,811 paid 2026: $0 paid 2011 · $9.7M 1978 2026
$22.9M
total paid
$36,708
average claim
$1.0M
largest single claim
76%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Buchanan, MO and where it ranks among U.S. counties. It is not a verdict on whether Buchanan is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.