Property Atlas

County hazard profile

Audrain, MO

Missouri · pop. 24,918 · FIPS 29007

Relatively Low
FEMA risk rating · RATING
Heat Wave
dominant hazard
$13M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Audrain $13M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 51.4/100
national median ~50 near the national middle (51st percentile)
Social vulnerabilityRelatively High 72.9/100
national median ~50 near the national middle (73rd percentile)
Community resilienceRelatively High 75.35/100
national median ~50 higher than 75% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Audrain

The National Flood Insurance Program has paid 60 flood-insurance claims totaling $656K in Audrain since 1978. The costliest year was 2025 ($504K paid).

Flood-insurance dollars paid by year of loss

1978: $14,524 paid 1979: $2,147 paid 1980: $2,376 paid 1981: $48,615 paid 1982: $19,833 paid 1983: $0 paid 1984: $234 paid 1989: $0 paid 1991: $1,309 paid 1993: $5,010 paid 1996: $5,000 paid 1998: $0 paid 2003: $8,364 paid 2005: $1,678 paid 2006: $1,285 paid 2008: $30,385 paid 2015: $11,289 paid 2025: $503,661 paid 2025 · $504K 1978 2025
$656K
total paid
$10,928
average claim
$501K
largest single claim
72%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Audrain, MO and where it ranks among U.S. counties. It is not a verdict on whether Audrain is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.