Property Atlas

County hazard profile

Sunflower, MS

Mississippi · pop. 25,919 · FIPS 28133

Relatively Low
FEMA risk rating · RATING
Cold Wave
dominant hazard
$18M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Sunflower $18M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 69.62/100
national median ~50 near the national middle (70th percentile)
Social vulnerabilityVery High 93.86/100
national median ~50 among the highest nationally
Community resilienceRelatively Low 32.22/100
national median ~50 lower than most counties (32nd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Sunflower

The National Flood Insurance Program has paid 191 flood-insurance claims totaling $1.7M in Sunflower since 1978. The costliest year was 2021 ($486K paid).

Flood-insurance dollars paid by year of loss

1978: $15,675 paid 1979: $107,933 paid 1980: $12,229 paid 1981: $1,423 paid 1982: $68,815 paid 1983: $114,711 paid 1984: $5,890 paid 1986: $0 paid 1987: $9,808 paid 1988: $1,264 paid 1989: $2,187 paid 1991: $285,374 paid 1992: $7,000 paid 1993: $2,056 paid 1994: $74,978 paid 1995: $15,305 paid 1996: $14,852 paid 1997: $14,500 paid 1998: $35,953 paid 2000: $18,283 paid 2001: $40,796 paid 2002: $7,183 paid 2003: $403 paid 2005: $0 paid 2006: $9,453 paid 2008: $0 paid 2009: $20,525 paid 2011: $945 paid 2016: $138,393 paid 2017: $0 paid 2018: $36,922 paid 2019: $152,176 paid 2021: $486,195 paid 2023: $3,913 paid 2025: $0 paid 2021 · $486K 1978 2025
$1.7M
total paid
$8,927
average claim
$145K
largest single claim
49%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Sunflower, MS and where it ranks among U.S. counties. It is not a verdict on whether Sunflower is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.