Property Atlas

County hazard profile

Simpson, MS

Mississippi · pop. 25,913 · FIPS 28127

Relatively Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$12M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Simpson $12M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 50.95/100
national median ~50 near the national middle (51st percentile)
Social vulnerabilityRelatively High 76.34/100
national median ~50 higher than 76% of counties
Community resilienceRelatively Low 36.67/100
national median ~50 lower than most counties (37th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Simpson

The National Flood Insurance Program has paid 246 flood-insurance claims totaling $2.6M in Simpson since 1978. The costliest year was 2019 ($480K paid).

Flood-insurance dollars paid by year of loss

1978: $422 paid 1979: $53,515 paid 1980: $38,141 paid 1981: $17,025 paid 1982: $40,599 paid 1983: $388,053 paid 1984: $12,740 paid 1986: $0 paid 1987: $24,410 paid 1988: $76,862 paid 1990: $407,258 paid 1991: $41,034 paid 1993: $182,138 paid 1994: $14,526 paid 1995: $13,294 paid 1997: $56,617 paid 1998: $3,404 paid 2001: $2,239 paid 2003: $106,090 paid 2004: $51,351 paid 2005: $0 paid 2006: $30,462 paid 2007: $2,743 paid 2008: $5,263 paid 2009: $119,991 paid 2011: $0 paid 2013: $23,533 paid 2014: $315,795 paid 2016: $18,546 paid 2018: $0 paid 2019: $480,215 paid 2020: $34,604 paid 2024: $14,620 paid 2019 · $480K 1978 2024
$2.6M
total paid
$10,469
average claim
$453K
largest single claim
84%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Simpson, MS and where it ranks among U.S. counties. It is not a verdict on whether Simpson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.