Property Atlas

County hazard profile

Panola, MS

Mississippi · pop. 33,149 · FIPS 28107

Relatively Low
FEMA risk rating · RATING
Strong Wind
dominant hazard
$17M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Panola $17M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 69.21/100
national median ~50 near the national middle (69th percentile)
Social vulnerabilityVery High 94.53/100
national median ~50 among the highest nationally
Community resilienceRelatively Low 22.96/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Panola

The National Flood Insurance Program has paid 87 flood-insurance claims totaling $1.2M in Panola since 1979. The costliest year was 1991 ($273K paid).

Flood-insurance dollars paid by year of loss

1979: $10,938 paid 1980: $2,414 paid 1981: $5,991 paid 1982: $13,472 paid 1983: $20,810 paid 1984: $1,360 paid 1986: $2,469 paid 1989: $20,601 paid 1990: $36,230 paid 1991: $273,381 paid 1995: $0 paid 1999: $3,602 paid 2001: $41,298 paid 2002: $17,440 paid 2003: $100,114 paid 2004: $6,386 paid 2005: $2,057 paid 2008: $10,431 paid 2009: $18,226 paid 2010: $0 paid 2011: $3,090 paid 2014: $27,240 paid 2015: $269,484 paid 2016: $93,464 paid 2020: $35,000 paid 2021: $76,154 paid 2023: $146,567 paid 1991 · $273K 1979 2023
$1.2M
total paid
$14,232
average claim
$198K
largest single claim
46%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Panola, MS and where it ranks among U.S. counties. It is not a verdict on whether Panola is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.