Property Atlas

County hazard profile

Oktibbeha, MS

Mississippi · pop. 51,639 · FIPS 28105

Relatively Low
FEMA risk rating · RATING
Earthquake
dominant hazard
$19M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Oktibbeha $19M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 62.79/100
national median ~50 near the national middle (63rd percentile)
Social vulnerabilityRelatively High 63.23/100
national median ~50 near the national middle (63rd percentile)
Community resilienceRelatively Moderate 52.77/100
national median ~50 near the national middle (53rd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Oktibbeha

The National Flood Insurance Program has paid 44 flood-insurance claims totaling $678K in Oktibbeha since 1979. The costliest year was 2025 ($307K paid).

Flood-insurance dollars paid by year of loss

1979: $41,714 paid 1980: $2,092 paid 1982: $5,568 paid 1983: $25,683 paid 1984: $9,945 paid 1990: $2,123 paid 1991: $2,451 paid 1998: $0 paid 2001: $1,221 paid 2003: $0 paid 2004: $7,681 paid 2005: $0 paid 2009: $2,115 paid 2011: $8,936 paid 2013: $241 paid 2015: $0 paid 2017: $0 paid 2019: $86,138 paid 2020: $38,279 paid 2021: $136,867 paid 2022: $0 paid 2025: $307,008 paid 2025 · $307K 1979 2025
$678K
total paid
$15,411
average claim
$299K
largest single claim
59%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Oktibbeha, MS and where it ranks among U.S. counties. It is not a verdict on whether Oktibbeha is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.