Property Atlas

County hazard profile

Madison, MS

Mississippi · pop. 108,943 · FIPS 28089

Relatively Moderate
FEMA risk rating · RATING
Tornado
dominant hazard
$54M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Madison $54M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 82.12/100
national median ~50 higher than 82% of counties
Social vulnerabilityRelatively Low 22.46/100
national median ~50 among the lowest nationally
Community resilienceVery High 92.65/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Madison

The National Flood Insurance Program has paid 1,003 flood-insurance claims totaling $10.1M in Madison since 1979. The costliest year was 2017 ($2.0M paid).

Flood-insurance dollars paid by year of loss

1979: $196,270 paid 1980: $88,486 paid 1982: $233,533 paid 1983: $621,126 paid 1984: $57,387 paid 1985: $120,649 paid 1986: $108,935 paid 1987: $284,114 paid 1988: $42,449 paid 1989: $76,941 paid 1990: $98,368 paid 1991: $63,955 paid 1992: $11,498 paid 1993: $44,909 paid 1994: $64,688 paid 1995: $794,389 paid 1996: $78,587 paid 1997: $119,453 paid 1998: $11,672 paid 1999: $26,633 paid 2000: $169,407 paid 2001: $124,589 paid 2002: $8,733 paid 2003: $1,046,629 paid 2004: $42,746 paid 2005: $46,821 paid 2006: $91,780 paid 2007: $10,666 paid 2008: $157,535 paid 2009: $25,008 paid 2010: $18,242 paid 2011: $355,840 paid 2012: $56,257 paid 2014: $80,374 paid 2016: $304,616 paid 2017: $1,984,400 paid 2018: $101,711 paid 2019: $442,296 paid 2020: $520,663 paid 2021: $0 paid 2022: $1,011,895 paid 2023: $18,653 paid 2024: $271,430 paid 2025: $97,856 paid 2017 · $2.0M 1979 2025
$10.1M
total paid
$10,102
average claim
$245K
largest single claim
76%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Madison, MS and where it ranks among U.S. counties. It is not a verdict on whether Madison is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.