Property Atlas

County hazard profile

Lowndes, MS

Mississippi · pop. 58,845 · FIPS 28087

Relatively Low
FEMA risk rating · RATING
Tornado
dominant hazard
$34M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Lowndes $34M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 80.92/100
national median ~50 higher than 81% of counties
Social vulnerabilityRelatively High 76.02/100
national median ~50 higher than 76% of counties
Community resilienceRelatively High 64.95/100
national median ~50 near the national middle (65th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Lowndes

The National Flood Insurance Program has paid 1,186 flood-insurance claims totaling $7.2M in Lowndes since 1978. The costliest year was 1990 ($1.5M paid).

Flood-insurance dollars paid by year of loss

1978: $16,413 paid 1979: $949,698 paid 1980: $124,498 paid 1982: $248,086 paid 1983: $734,606 paid 1984: $4,546 paid 1985: $0 paid 1989: $2,130 paid 1990: $1,490,356 paid 1991: $891,810 paid 1992: $4,128 paid 1993: $308 paid 1994: $48,685 paid 1995: $169,246 paid 1996: $12,302 paid 1997: $764 paid 1998: $219,137 paid 1999: $17,611 paid 2000: $21,905 paid 2001: $8,208 paid 2002: $28,400 paid 2003: $201,472 paid 2004: $255,665 paid 2005: $112,745 paid 2006: $59,140 paid 2009: $486,412 paid 2010: $0 paid 2011: $160,351 paid 2013: $92,521 paid 2014: $524 paid 2015: $353,155 paid 2016: $33,074 paid 2018: $11,147 paid 2019: $190,900 paid 2020: $176,416 paid 2021: $7,897 paid 2023: $0 paid 2024: $7,921 paid 2025: $100,148 paid 1990 · $1.5M 1978 2025
$7.2M
total paid
$6,107
average claim
$246K
largest single claim
82%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Lowndes, MS and where it ranks among U.S. counties. It is not a verdict on whether Lowndes is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.