Property Atlas

County hazard profile

Lee, MS

Mississippi · pop. 83,269 · FIPS 28081

Relatively Moderate
FEMA risk rating · RATING
Earthquake
dominant hazard
$38M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Lee $38M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 81.27/100
national median ~50 higher than 81% of counties
Social vulnerabilityRelatively High 62.12/100
national median ~50 near the national middle (62nd percentile)
Community resilienceRelatively High 63.8/100
national median ~50 near the national middle (64th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Lee

The National Flood Insurance Program has paid 174 flood-insurance claims totaling $3.9M in Lee since 1979. The costliest year was 2019 ($1.2M paid).

Flood-insurance dollars paid by year of loss

1979: $60,539 paid 1980: $755 paid 1982: $7,043 paid 1983: $37,988 paid 1984: $11,966 paid 1989: $16,026 paid 1991: $68,048 paid 1993: $13,867 paid 1994: $0 paid 1995: $0 paid 1997: $1,469 paid 2001: $9,048 paid 2002: $10,898 paid 2003: $549,535 paid 2004: $40,177 paid 2005: $8,054 paid 2008: $40,952 paid 2009: $117,917 paid 2010: $345,035 paid 2011: $147,317 paid 2012: $74,094 paid 2013: $66,142 paid 2018: $44,801 paid 2019: $1,178,790 paid 2021: $291,721 paid 2022: $0 paid 2023: $62,249 paid 2024: $387,952 paid 2025: $272,465 paid 2019 · $1.2M 1979 2025
$3.9M
total paid
$22,212
average claim
$159K
largest single claim
73%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Lee, MS and where it ranks among U.S. counties. It is not a verdict on whether Lee is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.