Property Atlas

County hazard profile

Lawrence, MS

Mississippi · pop. 12,013 · FIPS 28077

Very Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$7M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Lawrence $7M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 25/100
national median ~50 lower than most counties (25th percentile)
Social vulnerabilityRelatively High 67.62/100
national median ~50 near the national middle (68th percentile)
Community resilienceVery Low 6.58/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Lawrence

The National Flood Insurance Program has paid 43 flood-insurance claims totaling $672K in Lawrence since 1978. The costliest year was 2020 ($140K paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $31,800 paid 1980: $17,454 paid 1982: $6,743 paid 1983: $44,238 paid 1989: $0 paid 1990: $27,429 paid 1991: $33,822 paid 1994: $23,998 paid 2001: $28,010 paid 2003: $32,902 paid 2005: $36,808 paid 2008: $0 paid 2009: $112,157 paid 2011: $40,830 paid 2012: $0 paid 2016: $16,883 paid 2017: $67,300 paid 2020: $140,202 paid 2022: $11,291 paid 2020 · $140K 1978 2022
$672K
total paid
$15,625
average claim
$112K
largest single claim
49%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Lawrence, MS and where it ranks among U.S. counties. It is not a verdict on whether Lawrence is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.