Property Atlas

County hazard profile

Lauderdale, MS

Mississippi · pop. 72,842 · FIPS 28075

Relatively Moderate
FEMA risk rating · RATING
Cold Wave
dominant hazard
$45M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Lauderdale $45M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 86.96/100
national median ~50 higher than 87% of counties
Social vulnerabilityVery High 87.18/100
national median ~50 higher than 87% of counties
Community resilienceRelatively Moderate 57.82/100
national median ~50 near the national middle (58th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Lauderdale

The National Flood Insurance Program has paid 290 flood-insurance claims totaling $3.8M in Lauderdale since 1979. The costliest year was 2003 ($1.4M paid).

Flood-insurance dollars paid by year of loss

1979: $313,287 paid 1980: $35,844 paid 1982: $9,590 paid 1983: $20,968 paid 1984: $5,971 paid 1985: $634 paid 1986: $583 paid 1987: $39,358 paid 1988: $0 paid 1989: $1,901 paid 1990: $782,424 paid 1991: $39,817 paid 1992: $0 paid 1993: $0 paid 1994: $12,254 paid 1997: $10,429 paid 1998: $70,541 paid 2001: $39,481 paid 2002: $5,115 paid 2003: $1,382,482 paid 2004: $102,343 paid 2005: $65,368 paid 2006: $49,230 paid 2009: $0 paid 2011: $18,927 paid 2012: $2,847 paid 2014: $22,204 paid 2015: $5,545 paid 2016: $0 paid 2017: $61,357 paid 2018: $1,598 paid 2019: $0 paid 2020: $14,360 paid 2021: $29,713 paid 2022: $32,586 paid 2023: $226,288 paid 2024: $34,144 paid 2026: $389,394 paid 2003 · $1.4M 1979 2026
$3.8M
total paid
$13,195
average claim
$225K
largest single claim
67%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Lauderdale, MS and where it ranks among U.S. counties. It is not a verdict on whether Lauderdale is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.