Property Atlas

County hazard profile

Lamar, MS

Mississippi · pop. 64,179 · FIPS 28073

Relatively Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$22M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Lamar $22M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 64.98/100
national median ~50 near the national middle (65th percentile)
Social vulnerabilityRelatively Moderate 55.63/100
national median ~50 near the national middle (56th percentile)
Community resilienceRelatively Moderate 55.5/100
national median ~50 near the national middle (56th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Lamar

The National Flood Insurance Program has paid 399 flood-insurance claims totaling $5.9M in Lamar since 1980. The costliest year was 2005 ($1.1M paid).

Flood-insurance dollars paid by year of loss

1980: $7,774 paid 1981: $1,951 paid 1983: $155,958 paid 1990: $45,028 paid 1991: $8,234 paid 1993: $7,673 paid 1994: $18,832 paid 1995: $7,193 paid 1996: $34,848 paid 1998: $242,471 paid 1999: $681,990 paid 2000: $575 paid 2001: $270,472 paid 2002: $13,607 paid 2003: $344,773 paid 2004: $525,386 paid 2005: $1,077,710 paid 2006: $8,126 paid 2007: $107,095 paid 2008: $61,946 paid 2009: $227,683 paid 2011: $40,204 paid 2012: $548,611 paid 2013: $7,463 paid 2014: $619,080 paid 2015: $0 paid 2016: $155,365 paid 2017: $335,801 paid 2018: $95,692 paid 2019: $119,373 paid 2020: $6,285 paid 2021: $51,078 paid 2022: $21,493 paid 2023: $5,845 paid 2024: $4,003 paid 2025: $1,445 paid 2026: $13,142 paid 2005 · $1.1M 1980 2026
$5.9M
total paid
$14,722
average claim
$420K
largest single claim
72%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Lamar, MS and where it ranks among U.S. counties. It is not a verdict on whether Lamar is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.