Property Atlas

County hazard profile

Humphreys, MS

Mississippi · pop. 7,693 · FIPS 28053

Very Low
FEMA risk rating · RATING
Drought
dominant hazard
$5M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Humphreys $5M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 27.93/100
national median ~50 lower than most counties (28th percentile)
Social vulnerabilityVery High 98.85/100
national median ~50 among the highest nationally
Community resilienceRelatively Low 34.64/100
national median ~50 lower than most counties (35th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Humphreys

The National Flood Insurance Program has paid 343 flood-insurance claims totaling $3.9M in Humphreys since 1979. The costliest year was 2011 ($1.0M paid).

Flood-insurance dollars paid by year of loss

1979: $69,373 paid 1980: $346,308 paid 1982: $173,638 paid 1983: $224,370 paid 1986: $20,865 paid 1987: $91,272 paid 1991: $195,703 paid 1993: $3,590 paid 1994: $4,178 paid 1995: $5,609 paid 1996: $113,978 paid 1997: $86,268 paid 1998: $261,635 paid 2000: $49,545 paid 2001: $66,352 paid 2002: $31,621 paid 2005: $67,110 paid 2007: $10,973 paid 2008: $179,959 paid 2009: $45,505 paid 2011: $1,017,233 paid 2012: $171,262 paid 2016: $63,365 paid 2017: $51,091 paid 2018: $51,529 paid 2019: $344,185 paid 2020: $65,761 paid 2023: $17,512 paid 2024: $33,000 paid 2025: $15,137 paid 2026: $0 paid 2011 · $1.0M 1979 2026
$3.9M
total paid
$11,306
average claim
$157K
largest single claim
55%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Humphreys, MS and where it ranks among U.S. counties. It is not a verdict on whether Humphreys is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.