Property Atlas

County hazard profile

Harrison, MS

Mississippi · pop. 208,275 · FIPS 28047

Relatively High
FEMA risk rating · RATING
Hurricane
dominant hazard
$155M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (48th percentile)

national median $15M/yr Harrison $155M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 95.61/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively High 68.86/100
national median ~50 near the national middle (69th percentile)
Community resilienceRelatively High 66.19/100
national median ~50 near the national middle (66th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Harrison

The National Flood Insurance Program has paid 15,797 flood-insurance claims totaling $1.29B in Harrison since 1978. The costliest year was 2005 ($1.20B paid).

Flood-insurance dollars paid by year of loss

1978: $82,073 paid 1979: $366,637 paid 1980: $1,356,626 paid 1981: $31,067 paid 1982: $101,578 paid 1983: $907,799 paid 1984: $31,026 paid 1985: $1,731,737 paid 1986: $44,252 paid 1987: $442,316 paid 1988: $164,073 paid 1989: $105,646 paid 1990: $133,807 paid 1991: $3,191,779 paid 1992: $232,689 paid 1993: $1,944,230 paid 1994: $620,813 paid 1995: $8,601,190 paid 1996: $218,183 paid 1997: $419,345 paid 1998: $18,284,885 paid 1999: $31,918 paid 2000: $75,331 paid 2001: $6,312,232 paid 2002: $6,664,099 paid 2003: $66,444 paid 2004: $97,808 paid 2005: $1,195,670,908 paid 2006: $441,516 paid 2007: $0 paid 2008: $2,437,612 paid 2009: $3,904,016 paid 2010: $28,818 paid 2011: $139,621 paid 2012: $8,536,575 paid 2013: $3,290,740 paid 2014: $316,406 paid 2015: $68,095 paid 2016: $4,238,234 paid 2017: $2,632,577 paid 2018: $2,072,671 paid 2019: $321,642 paid 2020: $6,573,019 paid 2021: $3,321,604 paid 2022: $332,396 paid 2023: $9,114 paid 2024: $24,636 paid 2025: $42,318 paid 2026: $0 paid 2005 · $1.20B 1978 2026
$1.29B
total paid
$81,450
average claim
$10.0M
largest single claim
69%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Harrison, MS and where it ranks among U.S. counties. It is not a verdict on whether Harrison is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.