Property Atlas

County hazard profile

DeSoto, MS

Mississippi · pop. 185,280 · FIPS 28033

Relatively Moderate
FEMA risk rating · RATING
Tornado
dominant hazard
$86M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (27th percentile)

national median $15M/yr DeSoto $86M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 88.99/100
national median ~50 higher than 89% of counties
Social vulnerabilityRelatively Low 25.99/100
national median ~50 lower than most counties (26th percentile)
Community resilienceRelatively Moderate 42.14/100
national median ~50 near the national middle (42nd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in DeSoto

The National Flood Insurance Program has paid 280 flood-insurance claims totaling $6.7M in DeSoto since 1978. The costliest year was 2014 ($2.2M paid).

Flood-insurance dollars paid by year of loss

1978: $785 paid 1979: $28,018 paid 1980: $10,000 paid 1981: $16,548 paid 1982: $5,758 paid 1983: $15,347 paid 1985: $13,068 paid 1986: $0 paid 1987: $3,938 paid 1988: $26,835 paid 1990: $1,524 paid 1991: $1,025 paid 1992: $120,510 paid 1993: $114,520 paid 1994: $6,829 paid 1995: $0 paid 1996: $8,516 paid 1997: $25,815 paid 1998: $16,522 paid 1999: $6,079 paid 2001: $36,564 paid 2002: $20,694 paid 2004: $35,773 paid 2005: $246,241 paid 2007: $23,257 paid 2008: $20,348 paid 2009: $10,888 paid 2010: $76,788 paid 2011: $470,081 paid 2012: $109,525 paid 2013: $1,665,806 paid 2014: $2,164,967 paid 2015: $19,245 paid 2016: $55,339 paid 2017: $8,618 paid 2019: $824,478 paid 2020: $122,062 paid 2021: $66,951 paid 2022: $33,155 paid 2023: $10,627 paid 2024: $165,443 paid 2025: $58,575 paid 2014 · $2.2M 1978 2025
$6.7M
total paid
$23,811
average claim
$269K
largest single claim
47%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for DeSoto, MS and where it ranks among U.S. counties. It is not a verdict on whether DeSoto is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.