Property Atlas

County hazard profile

Clarke, MS

Mississippi · pop. 15,570 · FIPS 28023

Very Low
FEMA risk rating · RATING
Lightning
dominant hazard
$9M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Clarke $9M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 36.04/100
national median ~50 lower than most counties (36th percentile)
Social vulnerabilityRelatively High 68.1/100
national median ~50 near the national middle (68th percentile)
Community resilienceRelatively Low 28.44/100
national median ~50 lower than most counties (28th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Clarke

The National Flood Insurance Program has paid 79 flood-insurance claims totaling $1.3M in Clarke since 1979. The costliest year was 2003 ($491K paid).

Flood-insurance dollars paid by year of loss

1979: $19,546 paid 1980: $8,244 paid 1981: $0 paid 1989: $0 paid 1990: $81,220 paid 1997: $3,331 paid 2003: $491,033 paid 2004: $1,043 paid 2005: $3,837 paid 2009: $0 paid 2012: $14,564 paid 2014: $32,312 paid 2016: $94,052 paid 2018: $466,732 paid 2022: $5,167 paid 2023: $83,590 paid 2003 · $491K 1979 2023
$1.3M
total paid
$16,515
average claim
$147K
largest single claim
63%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Clarke, MS and where it ranks among U.S. counties. It is not a verdict on whether Clarke is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.