Property Atlas

County hazard profile

Rice, MN

Minnesota · pop. 67,082 · FIPS 27131

Relatively Low
FEMA risk rating · RATING
Strong Wind
dominant hazard
$37M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Rice $37M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 75.45/100
national median ~50 higher than 75% of counties
Social vulnerabilityRelatively Low 33.21/100
national median ~50 lower than most counties (33rd percentile)
Community resilienceVery High 91.09/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Rice

The National Flood Insurance Program has paid 78 flood-insurance claims totaling $3.6M in Rice since 1990. The costliest year was 2010 ($2.3M paid).

Flood-insurance dollars paid by year of loss

1990: $0 paid 1992: $1,856 paid 1993: $21,686 paid 1997: $4,515 paid 1998: $88,281 paid 2001: $10,447 paid 2010: $2,327,756 paid 2011: $25,273 paid 2012: $109,617 paid 2013: $28,483 paid 2014: $93,881 paid 2016: $256,416 paid 2019: $59,121 paid 2024: $549,081 paid 2010 · $2.3M 1990 2024
$3.6M
total paid
$45,851
average claim
$1.0M
largest single claim
60%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Rice, MN and where it ranks among U.S. counties. It is not a verdict on whether Rice is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.