Property Atlas

County hazard profile

Mower, MN

Minnesota · pop. 40,028 · FIPS 27099

Relatively Low
FEMA risk rating · RATING
Drought
dominant hazard
$27M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Mower $27M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 67.27/100
national median ~50 near the national middle (67th percentile)
Social vulnerabilityRelatively Low 37.72/100
national median ~50 lower than most counties (38th percentile)
Community resilienceVery High 83.08/100
national median ~50 higher than 83% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Mower

The National Flood Insurance Program has paid 730 flood-insurance claims totaling $11.0M in Mower since 1978. The costliest year was 2004 ($5.5M paid).

Flood-insurance dollars paid by year of loss

1978: $1,150,919 paid 1981: $0 paid 1982: $20,061 paid 1983: $320,932 paid 1984: $872 paid 1986: $272 paid 1990: $14,682 paid 1991: $1,073 paid 1993: $758,942 paid 1998: $8,424 paid 1999: $118,870 paid 2000: $1,873,420 paid 2001: $7,406 paid 2004: $5,474,730 paid 2008: $753,331 paid 2010: $126,096 paid 2011: $8,981 paid 2013: $77,864 paid 2016: $61,898 paid 2018: $17,755 paid 2019: $1,922 paid 2021: $5,610 paid 2024: $242,270 paid 2025: $0 paid 2004 · $5.5M 1978 2025
$11.0M
total paid
$15,132
average claim
$1.0M
largest single claim
85%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Mower, MN and where it ranks among U.S. counties. It is not a verdict on whether Mower is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.