Property Atlas

County hazard profile

Morrison, MN

Minnesota · pop. 34,007 · FIPS 27097

Relatively Low
FEMA risk rating · RATING
Lightning
dominant hazard
$30M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Morrison $30M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 66.86/100
national median ~50 near the national middle (67th percentile)
Social vulnerabilityRelatively Low 23.98/100
national median ~50 among the lowest nationally
Community resilienceVery High 93.7/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Morrison

The National Flood Insurance Program has paid 50 flood-insurance claims totaling $613K in Morrison since 1982. The costliest year was 2020 ($217K paid).

Flood-insurance dollars paid by year of loss

1982: $5,402 paid 1990: $42,400 paid 2001: $21,701 paid 2002: $647 paid 2003: $3,477 paid 2009: $0 paid 2011: $965 paid 2014: $14,112 paid 2017: $5,249 paid 2018: $51,714 paid 2019: $98,837 paid 2020: $216,678 paid 2021: $26,964 paid 2022: $124,570 paid 2023: $0 paid 2024: $648 paid 2020 · $217K 1982 2024
$613K
total paid
$12,267
average claim
$147K
largest single claim
20%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Morrison, MN and where it ranks among U.S. counties. It is not a verdict on whether Morrison is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.