Property Atlas

County hazard profile

Goodhue, MN

Minnesota · pop. 47,556 · FIPS 27049

Relatively Low
FEMA risk rating · RATING
Strong Wind
dominant hazard
$26M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Goodhue $26M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 43.32/100
national median ~50 near the national middle (43rd percentile)
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceVery High 99.14/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Goodhue

The National Flood Insurance Program has paid 209 flood-insurance claims totaling $2.7M in Goodhue since 1978. The costliest year was 2001 ($688K paid).

Flood-insurance dollars paid by year of loss

1978: $6,016 paid 1979: $36,236 paid 1981: $5,134 paid 1982: $288 paid 1984: $3,307 paid 1986: $16,766 paid 1990: $34,739 paid 1993: $136,657 paid 1997: $217,688 paid 1998: $254,040 paid 1999: $0 paid 2001: $688,469 paid 2002: $61,344 paid 2005: $0 paid 2010: $328,363 paid 2011: $128,550 paid 2012: $122,691 paid 2014: $27,596 paid 2016: $6,025 paid 2019: $493,745 paid 2023: $125,737 paid 2024: $32,717 paid 2001 · $688K 1978 2024
$2.7M
total paid
$13,044
average claim
$106K
largest single claim
84%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Goodhue, MN and where it ranks among U.S. counties. It is not a verdict on whether Goodhue is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.