Property Atlas

County hazard profile

Anoka, MN

Minnesota · pop. 363,857 · FIPS 27003

Relatively Moderate
FEMA risk rating · RATING
Strong Wind
dominant hazard
$127M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (39th percentile)

national median $15M/yr Anoka $127M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 88.01/100
national median ~50 higher than 88% of counties
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceVery High 97.07/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Anoka

The National Flood Insurance Program has paid 96 flood-insurance claims totaling $451K in Anoka since 1978. The costliest year was 2016 ($135K paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1980: $978 paid 1983: $4,430 paid 1984: $121,572 paid 1986: $0 paid 1987: $21,779 paid 1991: $400 paid 1993: $7,669 paid 1995: $0 paid 1997: $37,261 paid 1998: $4,362 paid 2001: $12,988 paid 2003: $1,172 paid 2005: $937 paid 2006: $18,145 paid 2007: $0 paid 2011: $4,548 paid 2012: $0 paid 2014: $18,159 paid 2016: $135,251 paid 2018: $0 paid 2019: $36,416 paid 2020: $6,406 paid 2022: $12,332 paid 2023: $6,335 paid 2016 · $135K 1978 2023
$451K
total paid
$4,699
average claim
$90K
largest single claim
54%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Anoka, MN and where it ranks among U.S. counties. It is not a verdict on whether Anoka is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.