Property Atlas

County hazard profile

Kent, MI

Michigan · pop. 657,870 · FIPS 26081

Relatively Moderate
FEMA risk rating · RATING
Strong Wind
dominant hazard
$147M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (45th percentile)

national median $15M/yr Kent $147M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 92.21/100
national median ~50 among the highest nationally
Social vulnerabilityVery Low 17.46/100
national median ~50 among the lowest nationally
Community resilienceVery High 95.96/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Kent

The National Flood Insurance Program has paid 673 flood-insurance claims totaling $10.4M in Kent since 1978. The costliest year was 2013 ($4.7M paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $15,150 paid 1980: $0 paid 1981: $199,081 paid 1982: $68,827 paid 1983: $1,542 paid 1984: $0 paid 1985: $61,068 paid 1986: $237,280 paid 1988: $0 paid 1989: $1,721 paid 1990: $6,316 paid 1991: $8,460 paid 1993: $14,366 paid 1994: $41,136 paid 1995: $41,992 paid 1996: $111,451 paid 1997: $692,938 paid 1998: $0 paid 1999: $2,097 paid 2000: $46,865 paid 2001: $573,641 paid 2003: $0 paid 2004: $583,234 paid 2005: $15,144 paid 2006: $49,613 paid 2007: $25,609 paid 2008: $658,886 paid 2009: $62,601 paid 2010: $2,696 paid 2011: $11,893 paid 2012: $0 paid 2013: $4,749,675 paid 2014: $7,679 paid 2015: $0 paid 2017: $4,794 paid 2018: $1,414,932 paid 2019: $2,027 paid 2020: $203,009 paid 2021: $129,153 paid 2022: $3,233 paid 2023: $262,532 paid 2024: $0 paid 2025: $5,596 paid 2026: $56,658 paid 2013 · $4.7M 1978 2026
$10.4M
total paid
$15,413
average claim
$500K
largest single claim
77%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Kent, MI and where it ranks among U.S. counties. It is not a verdict on whether Kent is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.