Property Atlas

County hazard profile

Ingham, MI

Michigan · pop. 284,838 · FIPS 26065

Relatively Moderate
FEMA risk rating · RATING
Strong Wind
dominant hazard
$72M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Ingham $72M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 87.25/100
national median ~50 higher than 87% of counties
Social vulnerabilityRelatively Low 29.42/100
national median ~50 lower than most counties (29th percentile)
Community resilienceVery High 89.5/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Ingham

The National Flood Insurance Program has paid 396 flood-insurance claims totaling $2.4M in Ingham since 1978. The costliest year was 2018 ($1.3M paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $9,140 paid 1980: $3,499 paid 1981: $152,619 paid 1982: $107,688 paid 1983: $284 paid 1984: $8,538 paid 1985: $30,200 paid 1986: $23,263 paid 1989: $1,314 paid 1993: $8,421 paid 1994: $0 paid 1996: $0 paid 1997: $0 paid 1998: $989 paid 1999: $9,850 paid 2000: $7,193 paid 2001: $171,124 paid 2004: $60,042 paid 2005: $5,282 paid 2006: $0 paid 2007: $0 paid 2008: $57,751 paid 2009: $18,927 paid 2010: $789 paid 2011: $95,497 paid 2012: $0 paid 2013: $81,712 paid 2014: $0 paid 2015: $38,404 paid 2016: $0 paid 2017: $0 paid 2018: $1,315,562 paid 2019: $1,349 paid 2020: $0 paid 2021: $42,447 paid 2023: $34,827 paid 2024: $80,993 paid 2025: $0 paid 2026: $17,183 paid 2018 · $1.3M 1978 2026
$2.4M
total paid
$6,022
average claim
$661K
largest single claim
63%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Ingham, MI and where it ranks among U.S. counties. It is not a verdict on whether Ingham is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.