Property Atlas

County hazard profile

Barry, MI

Michigan · pop. 62,414 · FIPS 26015

Relatively Low
FEMA risk rating · RATING
Strong Wind
dominant hazard
$17M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Barry $17M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 45.99/100
national median ~50 near the national middle (46th percentile)
Social vulnerabilityRelatively Low 20.77/100
national median ~50 among the lowest nationally
Community resilienceVery High 90.9/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Barry

The National Flood Insurance Program has paid 281 flood-insurance claims totaling $3.1M in Barry since 1979. The costliest year was 2018 ($937K paid).

Flood-insurance dollars paid by year of loss

1979: $27,322 paid 1980: $5,778 paid 1981: $1,891 paid 1982: $112,709 paid 1984: $0 paid 1985: $168,855 paid 1986: $3,734 paid 1988: $0 paid 1989: $14,362 paid 1990: $14,913 paid 1991: $0 paid 1993: $16,047 paid 1997: $18,217 paid 2001: $3,837 paid 2004: $844,098 paid 2005: $14,387 paid 2008: $131,688 paid 2009: $13,036 paid 2010: $5,615 paid 2011: $28,405 paid 2012: $0 paid 2013: $130,853 paid 2014: $13,224 paid 2015: $0 paid 2017: $23,921 paid 2018: $937,360 paid 2019: $14,929 paid 2020: $209,595 paid 2021: $64,066 paid 2023: $211,196 paid 2026: $24,943 paid 2018 · $937K 1979 2026
$3.1M
total paid
$10,872
average claim
$98K
largest single claim
66%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Barry, MI and where it ranks among U.S. counties. It is not a verdict on whether Barry is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.