Property Atlas

County hazard profile

Franklin, MA

Massachusetts · pop. 70,685 · FIPS 25011

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$23M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Franklin $23M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 60.72/100
national median ~50 near the national middle (61st percentile)
Social vulnerabilityRelatively Low 32.98/100
national median ~50 lower than most counties (33rd percentile)
Community resilienceVery High 93.45/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Franklin

The National Flood Insurance Program has paid 114 flood-insurance claims totaling $3.8M in Franklin since 1978. The costliest year was 2005 ($2.3M paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $653 paid 1982: $8,113 paid 1983: $1,353 paid 1984: $838 paid 1987: $13,631 paid 1996: $7,450 paid 1999: $67,174 paid 2000: $0 paid 2004: $621 paid 2005: $2,264,917 paid 2006: $7,272 paid 2008: $549 paid 2010: $1,465 paid 2011: $1,341,657 paid 2012: $0 paid 2013: $15,644 paid 2014: $0 paid 2021: $0 paid 2022: $0 paid 2023: $57,498 paid 2024: $0 paid 2005 · $2.3M 1978 2024
$3.8M
total paid
$33,235
average claim
$243K
largest single claim
61%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Franklin, MA and where it ranks among U.S. counties. It is not a verdict on whether Franklin is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.