Property Atlas

County hazard profile

Anne Arundel, MD

Maryland · pop. 587,917 · FIPS 24003

Relatively Moderate
FEMA risk rating · RATING
Winter Weather
dominant hazard
$75M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Anne Arundel $75M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 81.87/100
national median ~50 higher than 82% of counties
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceVery High 88.96/100
national median ~50 higher than 89% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Anne Arundel

The National Flood Insurance Program has paid 2,822 flood-insurance claims totaling $53.1M in Anne Arundel since 1978. The costliest year was 2003 ($43.2M paid).

Flood-insurance dollars paid by year of loss

1978: $11,402 paid 1979: $561,480 paid 1980: $6,921 paid 1981: $7,589 paid 1982: $3,131 paid 1983: $10,098 paid 1984: $20,726 paid 1985: $183,526 paid 1986: $1,410 paid 1987: $1,506 paid 1989: $133,458 paid 1990: $0 paid 1991: $0 paid 1992: $743 paid 1993: $2,790 paid 1994: $8,221 paid 1995: $3,594 paid 1996: $819,664 paid 1997: $1,605 paid 1998: $8,270 paid 1999: $95,111 paid 2000: $28,522 paid 2001: $7,611 paid 2002: $0 paid 2003: $43,226,110 paid 2004: $77,231 paid 2005: $0 paid 2006: $571,716 paid 2007: $2,728 paid 2008: $141,668 paid 2009: $24,847 paid 2010: $316,334 paid 2011: $458,426 paid 2012: $276,735 paid 2013: $47,473 paid 2014: $1,288,080 paid 2015: $90,371 paid 2016: $83,395 paid 2017: $4,325 paid 2018: $267,277 paid 2019: $139,640 paid 2020: $84,401 paid 2021: $2,254,374 paid 2022: $58,609 paid 2023: $52,984 paid 2024: $1,654,550 paid 2025: $21,065 paid 2026: $0 paid 2003 · $43.2M 1978 2026
$53.1M
total paid
$18,802
average claim
$1.0M
largest single claim
67%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Anne Arundel, MD and where it ranks among U.S. counties. It is not a verdict on whether Anne Arundel is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.