Property Atlas

County hazard profile

Franklin, ME

Maine · pop. 29,452 · FIPS 23007

Relatively Low
FEMA risk rating · RATING
Ice Storm
dominant hazard
$14M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Franklin $14M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 43.64/100
national median ~50 near the national middle (44th percentile)
Social vulnerabilityRelatively Moderate 43.32/100
national median ~50 near the national middle (43rd percentile)
Community resilienceVery High 80.25/100
national median ~50 higher than 80% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Franklin

The National Flood Insurance Program has paid 88 flood-insurance claims totaling $1.8M in Franklin since 1978. The costliest year was 2023 ($959K paid).

Flood-insurance dollars paid by year of loss

1978: $15,387 paid 1979: $16,924 paid 1986: $499 paid 1987: $137,865 paid 1995: $1,258 paid 1996: $10,834 paid 1998: $2,773 paid 1999: $3,907 paid 2006: $18,224 paid 2010: $17,645 paid 2011: $259,002 paid 2014: $0 paid 2017: $358,709 paid 2020: $0 paid 2023: $959,464 paid 2023 · $959K 1978 2023
$1.8M
total paid
$20,483
average claim
$234K
largest single claim
67%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Franklin, ME and where it ranks among U.S. counties. It is not a verdict on whether Franklin is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.