Property Atlas

County hazard profile

Aroostook, ME

Maine · pop. 67,034 · FIPS 23003

Relatively Low
FEMA risk rating · RATING
Winter Weather
dominant hazard
$35M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Aroostook $35M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 80.41/100
national median ~50 higher than 80% of counties
Social vulnerabilityRelatively High 67.62/100
national median ~50 near the national middle (68th percentile)
Community resilienceRelatively Moderate 51.88/100
national median ~50 near the national middle (52nd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Aroostook

The National Flood Insurance Program has paid 358 flood-insurance claims totaling $4.6M in Aroostook since 1978. The costliest year was 2008 ($2.1M paid).

Flood-insurance dollars paid by year of loss

1978: $7,743 paid 1979: $129,114 paid 1980: $87 paid 1981: $15,396 paid 1982: $64,630 paid 1983: $71,189 paid 1984: $4,415 paid 1986: $16,678 paid 1987: $36,779 paid 1988: $22,655 paid 1989: $27,790 paid 1990: $796 paid 1991: $54,126 paid 1993: $62,573 paid 1994: $1,078,197 paid 1995: $2,093 paid 1996: $2,093 paid 1997: $2,000 paid 1998: $3,781 paid 1999: $0 paid 2000: $2,556 paid 2002: $2,069 paid 2003: $0 paid 2005: $69,277 paid 2006: $6,041 paid 2008: $2,095,201 paid 2009: $30,854 paid 2010: $24,965 paid 2011: $32,112 paid 2012: $13,356 paid 2013: $1,269 paid 2014: $220,031 paid 2015: $2,081 paid 2016: $40,651 paid 2017: $1,501 paid 2018: $259,335 paid 2019: $54,991 paid 2021: $0 paid 2025: $115,029 paid 2008 · $2.1M 1978 2025
$4.6M
total paid
$12,775
average claim
$336K
largest single claim
49%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Aroostook, ME and where it ranks among U.S. counties. It is not a verdict on whether Aroostook is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.