Property Atlas

County hazard profile

Androscoggin, ME

Maine · pop. 111,105 · FIPS 23001

Relatively Low
FEMA risk rating · RATING
Winter Weather
dominant hazard
$23M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Androscoggin $23M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 59.06/100
national median ~50 near the national middle (59th percentile)
Social vulnerabilityRelatively Low 28.31/100
national median ~50 lower than most counties (28th percentile)
Community resilienceVery High 85.34/100
national median ~50 higher than 85% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Androscoggin

The National Flood Insurance Program has paid 147 flood-insurance claims totaling $1.1M in Androscoggin since 1978. The costliest year was 1987 ($602K paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $4,587 paid 1980: $730 paid 1984: $1,785 paid 1985: $0 paid 1986: $418 paid 1987: $602,336 paid 1989: $3,102 paid 1991: $103,149 paid 1992: $0 paid 1994: $0 paid 1995: $0 paid 1998: $8,570 paid 2000: $554 paid 2005: $23,160 paid 2006: $0 paid 2007: $15,625 paid 2008: $11,881 paid 2009: $1,817 paid 2012: $3,934 paid 2013: $4,687 paid 2014: $0 paid 2017: $6,492 paid 2019: $10,529 paid 2022: $18,739 paid 2023: $311,616 paid 2024: $13,383 paid 1987 · $602K 1978 2024
$1.1M
total paid
$7,803
average claim
$117K
largest single claim
54%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Androscoggin, ME and where it ranks among U.S. counties. It is not a verdict on whether Androscoggin is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.