Property Atlas

County hazard profile

Vermilion, LA

Louisiana · pop. 57,317 · FIPS 22113

Relatively Moderate
FEMA risk rating · RATING
Drought
dominant hazard
$44M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Vermilion $44M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 84.76/100
national median ~50 higher than 85% of counties
Social vulnerabilityRelatively High 69.59/100
national median ~50 near the national middle (70th percentile)
Community resilienceRelatively High 75.38/100
national median ~50 higher than 75% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Vermilion

The National Flood Insurance Program has paid 4,799 flood-insurance claims totaling $187.1M in Vermilion since 1978. The costliest year was 2005 ($74.1M paid).

Flood-insurance dollars paid by year of loss

1978: $42,220 paid 1979: $24,426 paid 1980: $414,983 paid 1981: $3,478 paid 1982: $2,175 paid 1983: $27,848 paid 1984: $1,827,262 paid 1985: $312,775 paid 1987: $0 paid 1988: $8,704 paid 1989: $82,678 paid 1990: $47,791 paid 1991: $203,846 paid 1992: $6,290 paid 1993: $226,105 paid 1995: $933,881 paid 1996: $5,903 paid 1997: $90,006 paid 1998: $340,004 paid 1999: $364,292 paid 2000: $4,115 paid 2001: $5,548,749 paid 2002: $743,215 paid 2003: $8,440 paid 2004: $6,119 paid 2005: $74,137,266 paid 2006: $436,228 paid 2007: $375,931 paid 2008: $42,202,177 paid 2009: $40,363 paid 2010: $110,292 paid 2011: $29,869 paid 2012: $0 paid 2013: $898,156 paid 2014: $17,302 paid 2015: $162,606 paid 2016: $54,617,664 paid 2017: $98,597 paid 2018: $107,825 paid 2019: $89,029 paid 2020: $1,959,720 paid 2021: $138,905 paid 2023: $2,221 paid 2024: $57,155 paid 2025: $303,719 paid 2005 · $74.1M 1978 2025
$187.1M
total paid
$38,979
average claim
$630K
largest single claim
79%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Vermilion, LA and where it ranks among U.S. counties. It is not a verdict on whether Vermilion is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.