Property Atlas

County hazard profile

Union, LA

Louisiana · pop. 21,031 · FIPS 22111

Relatively Low
FEMA risk rating · RATING
Ice Storm
dominant hazard
$11M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Union $11M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 49.65/100
national median ~50 near the national middle (50th percentile)
Social vulnerabilityVery High 88.84/100
national median ~50 higher than 89% of counties
Community resilienceRelatively Low 29.07/100
national median ~50 lower than most counties (29th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Union

The National Flood Insurance Program has paid 379 flood-insurance claims totaling $9.0M in Union since 1982. The costliest year was 2016 ($6.5M paid).

Flood-insurance dollars paid by year of loss

1982: $21,157 paid 1983: $11,890 paid 1984: $0 paid 1987: $0 paid 1988: $1,872 paid 1989: $10,858 paid 1990: $6,300 paid 1991: $976,388 paid 1995: $3,439 paid 1996: $11,150 paid 1997: $164,424 paid 1999: $110,720 paid 2001: $187,817 paid 2002: $0 paid 2004: $61,124 paid 2005: $51,363 paid 2008: $14,994 paid 2009: $571,871 paid 2012: $39,426 paid 2013: $2,590 paid 2015: $0 paid 2016: $6,500,465 paid 2018: $222,101 paid 2019: $24,850 paid 2020: $0 paid 2023: $8,145 paid 2016 · $6.5M 1982 2023
$9.0M
total paid
$23,754
average claim
$176K
largest single claim
77%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Union, LA and where it ranks among U.S. counties. It is not a verdict on whether Union is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.