Property Atlas

County hazard profile

Terrebonne, LA

Louisiana · pop. 109,484 · FIPS 22109

Relatively Moderate
FEMA risk rating · RATING
Hurricane
dominant hazard
$141M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (43rd percentile)

national median $15M/yr Terrebonne $141M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 94.24/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Moderate 53.18/100
national median ~50 near the national middle (53rd percentile)
Community resilienceVery High 96.76/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Terrebonne

The National Flood Insurance Program has paid 13,404 flood-insurance claims totaling $322.2M in Terrebonne since 1978. The costliest year was 2005 ($110.9M paid).

Flood-insurance dollars paid by year of loss

1978: $46,249 paid 1979: $89,419 paid 1980: $408,364 paid 1981: $10,372 paid 1982: $14,242 paid 1983: $30,310 paid 1984: $3,457 paid 1985: $21,176,461 paid 1986: $0 paid 1987: $23,311 paid 1988: $99,603 paid 1989: $41,774 paid 1990: $69,919 paid 1991: $3,998,750 paid 1992: $22,939,785 paid 1993: $1,899 paid 1994: $343,822 paid 1995: $253,376 paid 1996: $458,367 paid 1997: $727,652 paid 1998: $2,933,110 paid 1999: $700,680 paid 2000: $144,752 paid 2001: $2,170,224 paid 2002: $30,264,930 paid 2003: $1,475,038 paid 2004: $1,971,524 paid 2005: $110,929,328 paid 2006: $3,102 paid 2007: $380,988 paid 2008: $96,247,272 paid 2009: $8,228,404 paid 2010: $39,020 paid 2011: $1,574,332 paid 2012: $3,128,970 paid 2013: $127,862 paid 2014: $75,547 paid 2015: $224,729 paid 2016: $143,096 paid 2017: $453,443 paid 2018: $80,115 paid 2019: $2,635,173 paid 2020: $2,209,034 paid 2021: $4,000,203 paid 2022: $40,162 paid 2023: $9,422 paid 2024: $995,765 paid 2025: $238,907 paid 2026: $0 paid 2005 · $110.9M 1978 2026
$322.2M
total paid
$24,035
average claim
$1.0M
largest single claim
78%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Terrebonne, LA and where it ranks among U.S. counties. It is not a verdict on whether Terrebonne is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.