Property Atlas

County hazard profile

St. John the Baptist, LA

Louisiana · pop. 42,466 · FIPS 22095

Relatively Moderate
FEMA risk rating · RATING
Hurricane
dominant hazard
$46M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr St. John the Baptist $46M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 81.52/100
national median ~50 higher than 82% of counties
Social vulnerabilityRelatively Moderate 40.36/100
national median ~50 near the national middle (40th percentile)
Community resilienceVery High 99.81/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in St. John the Baptist

The National Flood Insurance Program has paid 8,974 flood-insurance claims totaling $655.1M in St. John the Baptist since 1978. The costliest year was 2021 ($376.2M paid).

Flood-insurance dollars paid by year of loss

1978: $9,565 paid 1979: $15,593 paid 1980: $16,172 paid 1981: $0 paid 1982: $0 paid 1983: $99,450 paid 1985: $557,574 paid 1988: $68,618 paid 1989: $4,849 paid 1990: $35,803 paid 1991: $229,362 paid 1992: $20,872 paid 1993: $21,352 paid 1994: $7,606 paid 1995: $994,622 paid 1996: $105,519 paid 1997: $63,663 paid 1998: $186,285 paid 1999: $47,468 paid 2000: $0 paid 2001: $330,150 paid 2002: $361,279 paid 2003: $31,892 paid 2004: $55,732 paid 2005: $4,014,796 paid 2006: $3,034 paid 2007: $64,440 paid 2008: $1,384,361 paid 2009: $235,054 paid 2010: $17,945 paid 2011: $33,091 paid 2012: $256,127,373 paid 2013: $1,962 paid 2014: $136,634 paid 2015: $94,470 paid 2016: $137,814 paid 2017: $338,141 paid 2018: $283,111 paid 2019: $31,060 paid 2020: $1,588,300 paid 2021: $376,197,436 paid 2022: $226,718 paid 2023: $17,657 paid 2024: $10,896,558 paid 2025: $22,555 paid 2021 · $376.2M 1978 2025
$655.1M
total paid
$73,002
average claim
$1.1M
largest single claim
66%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for St. John the Baptist, LA and where it ranks among U.S. counties. It is not a verdict on whether St. John the Baptist is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.