Property Atlas

County hazard profile

St. Helena, LA

Louisiana · pop. 10,911 · FIPS 22091

Very Low
FEMA risk rating · RATING
Drought
dominant hazard
$7M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr St. Helena $7M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 36.29/100
national median ~50 lower than most counties (36th percentile)
Social vulnerabilityVery High 96.95/100
national median ~50 among the highest nationally
Community resilienceRelatively Low 26.24/100
national median ~50 lower than most counties (26th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in St. Helena

The National Flood Insurance Program has paid 65 flood-insurance claims totaling $2.6M in St. Helena since 1979. The costliest year was 2016 ($2.2M paid).

Flood-insurance dollars paid by year of loss

1979: $8,000 paid 1983: $49,853 paid 1984: $783 paid 1990: $15,218 paid 1992: $27,556 paid 1993: $11,364 paid 1994: $2,880 paid 1998: $11,764 paid 2001: $0 paid 2002: $22,555 paid 2005: $38,918 paid 2011: $63,157 paid 2015: $0 paid 2016: $2,160,835 paid 2021: $151,492 paid 2026: $0 paid 2016 · $2.2M 1979 2026
$2.6M
total paid
$39,452
average claim
$234K
largest single claim
58%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for St. Helena, LA and where it ranks among U.S. counties. It is not a verdict on whether St. Helena is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.