Property Atlas

County hazard profile

Pointe Coupee, LA

Louisiana · pop. 20,697 · FIPS 22077

Relatively Low
FEMA risk rating · RATING
Cold Wave
dominant hazard
$16M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Pointe Coupee $16M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 63.07/100
national median ~50 near the national middle (63rd percentile)
Social vulnerabilityVery High 92.65/100
national median ~50 among the highest nationally
Community resilienceRelatively High 77.54/100
national median ~50 higher than 78% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Pointe Coupee

The National Flood Insurance Program has paid 1,890 flood-insurance claims totaling $25.7M in Pointe Coupee since 1978. The costliest year was 2016 ($5.6M paid).

Flood-insurance dollars paid by year of loss

1978: $11,030 paid 1979: $434,677 paid 1980: $214,198 paid 1981: $6,601 paid 1982: $104,716 paid 1983: $916,886 paid 1984: $166,735 paid 1985: $105,377 paid 1986: $0 paid 1987: $2,490 paid 1988: $25,698 paid 1989: $507,995 paid 1990: $501,596 paid 1991: $537,818 paid 1992: $16,934 paid 1993: $383,255 paid 1994: $511,150 paid 1995: $464,638 paid 1996: $180,870 paid 1997: $1,849,462 paid 1998: $292,525 paid 1999: $255,154 paid 2000: $2,913 paid 2001: $235,876 paid 2002: $478,391 paid 2003: $187,901 paid 2004: $606,290 paid 2005: $601,044 paid 2006: $68,030 paid 2007: $0 paid 2008: $3,488,330 paid 2009: $679,462 paid 2010: $200,042 paid 2011: $1,631,481 paid 2012: $0 paid 2013: $242,619 paid 2014: $0 paid 2015: $255,781 paid 2016: $5,629,536 paid 2017: $2,149,991 paid 2018: $464,863 paid 2019: $578,885 paid 2020: $152,723 paid 2021: $50,509 paid 2022: $0 paid 2023: $0 paid 2024: $243,558 paid 2025: $285,564 paid 2016 · $5.6M 1978 2025
$25.7M
total paid
$13,610
average claim
$350K
largest single claim
80%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Pointe Coupee, LA and where it ranks among U.S. counties. It is not a verdict on whether Pointe Coupee is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.