Property Atlas

County hazard profile

Madison, LA

Louisiana · pop. 10,010 · FIPS 22065

Very Low
FEMA risk rating · RATING
Drought
dominant hazard
$6M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Madison $6M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 32.44/100
national median ~50 lower than most counties (32nd percentile)
Social vulnerabilityVery High 99.08/100
national median ~50 among the highest nationally
Community resilienceRelatively Low 34.61/100
national median ~50 lower than most counties (35th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Madison

The National Flood Insurance Program has paid 250 flood-insurance claims totaling $2.7M in Madison since 1978. The costliest year was 2013 ($745K paid).

Flood-insurance dollars paid by year of loss

1978: $332 paid 1979: $45,573 paid 1981: $1,103 paid 1982: $36,907 paid 1983: $56,771 paid 1984: $3,104 paid 1987: $49,042 paid 1988: $0 paid 1989: $4,084 paid 1990: $43,186 paid 1991: $126,410 paid 1992: $508 paid 1993: $15,039 paid 1994: $23,878 paid 1995: $16,889 paid 1997: $47,069 paid 1998: $0 paid 1999: $18,954 paid 2001: $40,200 paid 2002: $2,162 paid 2003: $38,548 paid 2005: $0 paid 2006: $61,878 paid 2008: $111,555 paid 2009: $6,355 paid 2011: $427,316 paid 2013: $744,576 paid 2014: $50,725 paid 2015: $24,515 paid 2016: $109,129 paid 2017: $283,826 paid 2018: $77,743 paid 2019: $135,563 paid 2020: $43,122 paid 2022: $32,293 paid 2024: $3,408 paid 2025: $0 paid 2013 · $745K 1978 2025
$2.7M
total paid
$10,727
average claim
$227K
largest single claim
73%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Madison, LA and where it ranks among U.S. counties. It is not a verdict on whether Madison is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.