Property Atlas

County hazard profile

Iberia, LA

Louisiana · pop. 69,859 · FIPS 22045

Relatively Moderate
FEMA risk rating · RATING
Hurricane
dominant hazard
$64M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Iberia $64M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 90.62/100
national median ~50 among the highest nationally
Social vulnerabilityVery High 88.1/100
national median ~50 higher than 88% of counties
Community resilienceVery High 87.69/100
national median ~50 higher than 88% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Iberia

The National Flood Insurance Program has paid 2,891 flood-insurance claims totaling $88.9M in Iberia since 1978. The costliest year was 2005 ($33.8M paid).

Flood-insurance dollars paid by year of loss

1978: $164,762 paid 1979: $156,256 paid 1980: $40,614 paid 1981: $77,149 paid 1982: $8,219 paid 1983: $25,396 paid 1984: $2,388,642 paid 1985: $137,303 paid 1986: $47,415 paid 1987: $613 paid 1988: $6,100 paid 1989: $23,585 paid 1990: $0 paid 1991: $1,299 paid 1992: $92,845 paid 1993: $36,908 paid 1995: $620 paid 1996: $12,742 paid 1997: $399,033 paid 1998: $53,402 paid 1999: $7,631 paid 2000: $34,760 paid 2001: $209,265 paid 2002: $795,741 paid 2003: $220,584 paid 2004: $19,729 paid 2005: $33,784,654 paid 2006: $99,844 paid 2007: $3,462 paid 2008: $22,454,666 paid 2009: $683,964 paid 2010: $507,779 paid 2011: $30,076 paid 2012: $13,871 paid 2013: $20,179 paid 2014: $196,601 paid 2015: $1,113,673 paid 2016: $16,610,360 paid 2017: $854,245 paid 2018: $100,646 paid 2019: $399,727 paid 2020: $2,450,951 paid 2021: $1,242,195 paid 2022: $0 paid 2023: $84,354 paid 2025: $3,257,555 paid 2005 · $33.8M 1978 2025
$88.9M
total paid
$30,740
average claim
$661K
largest single claim
64%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Iberia, LA and where it ranks among U.S. counties. It is not a verdict on whether Iberia is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.