Property Atlas

County hazard profile

Franklin, LA

Louisiana · pop. 19,763 · FIPS 22041

Very Low
FEMA risk rating · RATING
Drought
dominant hazard
$8M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Franklin $8M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 35.91/100
national median ~50 lower than most counties (36th percentile)
Social vulnerabilityVery High 87.91/100
national median ~50 higher than 88% of counties
Community resilienceRelatively Moderate 50.83/100
national median ~50 near the national middle (51st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Franklin

The National Flood Insurance Program has paid 320 flood-insurance claims totaling $5.4M in Franklin since 1979. The costliest year was 2008 ($2.6M paid).

Flood-insurance dollars paid by year of loss

1979: $117,177 paid 1980: $8,463 paid 1982: $19,609 paid 1983: $99,345 paid 1984: $6,999 paid 1987: $194,435 paid 1990: $871 paid 1991: $550,769 paid 1994: $1,062 paid 1995: $83,688 paid 1996: $11,897 paid 1997: $50,256 paid 1998: $67,725 paid 1999: $0 paid 2000: $2,262 paid 2001: $84,773 paid 2002: $18,147 paid 2004: $1,143 paid 2005: $939 paid 2006: $589,774 paid 2008: $2,588,075 paid 2009: $7,623 paid 2010: $0 paid 2012: $3,421 paid 2013: $73,105 paid 2014: $2,652 paid 2015: $2,095 paid 2016: $138,191 paid 2017: $10,011 paid 2018: $26,470 paid 2019: $97,194 paid 2020: $572,301 paid 2022: $0 paid 2024: $8,345 paid 2008 · $2.6M 1979 2024
$5.4M
total paid
$16,996
average claim
$278K
largest single claim
57%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Franklin, LA and where it ranks among U.S. counties. It is not a verdict on whether Franklin is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.