Property Atlas

County hazard profile

Caldwell, LA

Louisiana · pop. 9,627 · FIPS 22021

Very Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$4M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Caldwell $4M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 10.5/100
national median ~50 among the lowest nationally
Social vulnerabilityRelatively High 69.53/100
national median ~50 near the national middle (70th percentile)
Community resilienceRelatively Moderate 55.85/100
national median ~50 near the national middle (56th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Caldwell

The National Flood Insurance Program has paid 490 flood-insurance claims totaling $5.3M in Caldwell since 1978. The costliest year was 1991 ($2.3M paid).

Flood-insurance dollars paid by year of loss

1978: $5,589 paid 1979: $35,592 paid 1980: $6,295 paid 1982: $19,639 paid 1983: $169,418 paid 1985: $16,816 paid 1987: $30,195 paid 1991: $2,314,804 paid 1992: $4,173 paid 1995: $33,353 paid 1997: $17,046 paid 1999: $73,332 paid 2001: $85,191 paid 2004: $0 paid 2006: $483,493 paid 2008: $18,226 paid 2009: $5,711 paid 2012: $28,312 paid 2015: $19,608 paid 2016: $1,631,815 paid 2018: $29,978 paid 2019: $108,178 paid 2020: $150,069 paid 1991 · $2.3M 1978 2020
$5.3M
total paid
$10,789
average claim
$145K
largest single claim
91%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Caldwell, LA and where it ranks among U.S. counties. It is not a verdict on whether Caldwell is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.