Property Atlas

County hazard profile

Calcasieu, LA

Louisiana · pop. 216,652 · FIPS 22019

Relatively High
FEMA risk rating · RATING
Lightning
dominant hazard
$164M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (51st percentile)

national median $15M/yr Calcasieu $164M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 95.71/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively High 61.29/100
national median ~50 near the national middle (61st percentile)
Community resilienceRelatively Low 23.95/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Calcasieu

The National Flood Insurance Program has paid 10,377 flood-insurance claims totaling $323.7M in Calcasieu since 1978. The costliest year was 2021 ($97.8M paid).

Flood-insurance dollars paid by year of loss

1978: $5,536 paid 1979: $888,871 paid 1980: $9,091,746 paid 1981: $78,318 paid 1982: $2,937,972 paid 1983: $27,139 paid 1984: $152,353 paid 1985: $376,353 paid 1986: $70,267 paid 1987: $354,753 paid 1988: $54,228 paid 1989: $5,159,756 paid 1990: $55,547 paid 1991: $345,591 paid 1992: $33,637 paid 1993: $50,703 paid 1994: $1,062 paid 1995: $538,912 paid 1996: $171,810 paid 1997: $69,776 paid 1998: $534,657 paid 1999: $37,683 paid 2000: $19,368 paid 2001: $788,445 paid 2002: $1,549,306 paid 2003: $18,456 paid 2004: $532,492 paid 2005: $34,128,616 paid 2006: $11,527,803 paid 2007: $85,468 paid 2008: $61,860,306 paid 2009: $418,831 paid 2010: $79,031 paid 2011: $50,729 paid 2012: $546,044 paid 2013: $3,184,393 paid 2014: $4,195,178 paid 2015: $290,871 paid 2016: $2,866,935 paid 2017: $21,442,326 paid 2018: $0 paid 2019: $4,804,433 paid 2020: $55,380,298 paid 2021: $97,791,302 paid 2022: $164,245 paid 2023: $14,610 paid 2024: $336,132 paid 2025: $633,033 paid 2021 · $97.8M 1978 2025
$323.7M
total paid
$31,198
average claim
$1.0M
largest single claim
53%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Calcasieu, LA and where it ranks among U.S. counties. It is not a verdict on whether Calcasieu is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.