Property Atlas

County hazard profile

Caddo, LA

Louisiana · pop. 237,695 · FIPS 22017

Relatively Moderate
FEMA risk rating · RATING
Ice Storm
dominant hazard
$89M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (27th percentile)

national median $15M/yr Caddo $89M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 92.62/100
national median ~50 among the highest nationally
Social vulnerabilityVery High 84.76/100
national median ~50 higher than 85% of counties
Community resilienceRelatively High 65.49/100
national median ~50 near the national middle (65th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Caddo

The National Flood Insurance Program has paid 2,426 flood-insurance claims totaling $41.6M in Caddo since 1978. The costliest year was 2016 ($10.7M paid).

Flood-insurance dollars paid by year of loss

1978: $82,887 paid 1979: $369,940 paid 1980: $75,955 paid 1981: $35,505 paid 1983: $103,505 paid 1984: $33,458 paid 1985: $89,494 paid 1986: $788,759 paid 1987: $28,371 paid 1988: $7,862 paid 1989: $259,815 paid 1990: $84,080 paid 1991: $6,186,924 paid 1992: $4,807 paid 1993: $858,339 paid 1994: $95,849 paid 1995: $0 paid 1996: $114,546 paid 1997: $1,920,237 paid 1998: $1,218 paid 1999: $2,991,231 paid 2000: $225,130 paid 2001: $140,014 paid 2002: $40,881 paid 2003: $564 paid 2004: $65,016 paid 2005: $90,402 paid 2006: $4,485 paid 2007: $41,147 paid 2008: $8,597,818 paid 2009: $3,827,554 paid 2011: $31,214 paid 2012: $16,368 paid 2013: $87,359 paid 2014: $3,061 paid 2015: $1,368,200 paid 2016: $10,692,072 paid 2017: $31,742 paid 2018: $118,653 paid 2019: $221,336 paid 2020: $34,237 paid 2021: $98,122 paid 2022: $121,740 paid 2023: $621,691 paid 2024: $864,619 paid 2025: $107,819 paid 2026: $55,797 paid 2016 · $10.7M 1978 2026
$41.6M
total paid
$17,164
average claim
$476K
largest single claim
72%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Caddo, LA and where it ranks among U.S. counties. It is not a verdict on whether Caddo is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.